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Homeowners Insurance

Summertime means getting away for your family vacations. So, how do you protect against returning home to a loss? The biggest risk is of course is burglary followed by water damage.

Here are something's you can you do to minimize the potential for damage?

    1) Secure your home:
                a)  If you do not have a security system consider installing one.
                b)  Don't broadcast on social media when and where you are going. 
                c)  Don't leave voice mail messages about being gone.
                d)  Make your home look occupied.
                                1) Have the lawn mowed
                                2) Hold your mail and papers
                                3) Use timers on interior and exterior lighting

       2) Steps to take to avert potential disasters on the inside:
                 a) Shut off main water line and drain the lines.
                 b) Check sump pump to see if working properly.
                 c) Make sure washer, dryer, dishwasher are turned off.
                 d) Unplug small appliances, and electronics to prevent fires and damage from power surges.

Also ask a trusted friend and neighbor to watch after your place. Enjoy your vacations knowing you have done everything you can to protect your home.

Give me a call at 913-948-6575 to review your homeowners insurance coverage.


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